Sanitas health insurance in Spain, made clear

Sanitas health insurance for living in Spain, studying in Spain and visa applications.

Whether you’re living in Spain, coming to study or applying for a Spanish visa, I’ll help you find suitable Sanitas health insurance. I’m James Clunas, an exclusive Sanitas agent, offering personal advice in English and Spanish, help with your application and support throughout the year.

I reply within minutes, day or night, seven days a week.

Exclusive Sanitas agent operating through IDEA GENAL S.L. · NIF B56853641 · Agent No. 36755. View legal notice · Privacy

English & Spanish Personal advice Support all year
James Clunas, Sanitas Health Insurance Adviser
James Clunas Health Insurance Adviser
Exclusive Sanitas Agent · No. 36755
Find your fit

Cover for real life in Spain.

Different circumstances need different cover. I explain the options clearly and help you avoid paying for the wrong plan.

⌂

Residents & families

Complete care, specialists, diagnostics and hospitalisation, with co-payment and no-co-payment choices.

✓

Visas & residency

Help selecting compliant cover and obtaining the insurance certificate needed for your application.

60+

Over 60s

Specific options including Sanitas Único, with straightforward guidance based on your healthcare priorities.

Popular plans

A clear starting point.

See every plan
Everyday essentials

Sanitas Accede

Outpatient only — no hospital cover

From €29 /month*

For convenient access to consultations and digital care at a lower monthly premium.

View details
Balanced cover

Sanitas Avanza

Outpatient only — no hospital cover

From €38.20 /month*

A broader outpatient option for people who want more access without full hospital cover.

View details
Complete peace of mind

Más Salud Sin Copago

From €82.94 /month*

Comprehensive medical and hospital cover with no co-payments when you use included services.

View details

*Illustrative published starting premiums. Your price depends on age, postcode, number insured, underwriting and current Sanitas tariffs.

My difference

I don’t disappear after you join.

I’m available throughout the year—not only while setting up your policy. If you need help understanding documents, making a change, finding the right contact or resolving a question, you can speak to me directly.

Local help

Health insurance advice near you.

Based in Manilva and helping clients throughout Spain, with dedicated local guidance across the western Costa del Sol.

Tell me what you need. I’ll make the options clear.

Message me with your age, postcode and who needs cover for a personalised recommendation and quote.

Start on WhatsApp

What happens after you contact me

  1. Send an enquiry

    Tell me what cover you need. I’ll ask for any missing quote details.

  2. Receive your quote

    I’ll explain suitable options, prices and the conditions that matter to you.

  3. Complete your application

    Choose your plan and complete the insurer’s application, declarations and payment.

  4. Receive your documents

    Once accepted and issued, receive your policy documents and any applicable insurance certificate.