Legal notice
Ownership, professional information and terms governing this website.
Last updated: 15 September 2026Website owner
This website, jamesclunas.es, is owned and operated by:
IDEA GENAL S.L.NIF: B56853641
Registered office: Calle Granate, Bloque D, Portal 5, Bajo B, Urbanización Balcones de los Hidalgos, 29691 Manilva, Málaga, Spain
Email: jaclunas.agenteexclusivo@sanitas.es
Telephone: +34 609 076 238
Registered in the Commercial Registry of Málaga: Volume 6450, Book 5358, Folio 169, Section 8, Page MA-179246, Entry 1.
Professional activity
James Clunas provides personal guidance as a Sanitas Health Insurance Adviser, Agent No. 36755, through IDEA GENAL S.L. This is an independently operated adviser website and is not Sanitas’s corporate website.
Purpose and scope
The website provides general information and a way to request personal assistance regarding Sanitas health-insurance products in Spain. It does not itself conclude an insurance contract. Availability, cover, exclusions, premiums, acceptance and underwriting are governed by the insurer’s current documentation and decision.
Accuracy and responsibility
Reasonable care is taken to keep information clear and current, but product details and prices may change. Visitors should confirm the current policy documentation before making a decision. IDEA GENAL S.L. is not responsible for interruptions beyond its reasonable control or for decisions based solely on general website information.
Intellectual property and external services
The website’s original text, design and materials may not be reproduced without permission. Sanitas names, product names and logos are trademarks of their respective owner. Links to WhatsApp, Facebook, Instagram or other third-party services are governed by those services’ own terms and privacy policies.
Applicable law
This website is governed by Spanish law. Any dispute will be submitted to the courts determined by applicable law, without limiting the mandatory rights of consumers and users.