Sanitas Accede
From €29
/month*
Best for: private consultations, specialists and digital care as a complement to public healthcare.
- Primary care and specialists
- Digital medical services
- Co-payments when used
Sanitas plans & prices in Spain
Compare Sanitas health insurance plans and prices.
From economical outpatient cover to complete hospital insurance with no co-payments, there is a Sanitas option for different budgets, ages and reasons for living in Spain.
Compare plansSanitas Avanza
From €38.20
/month*
Best for: regular access to private doctors, specialists and diagnostics without full hospitalisation.
- Extensive outpatient care
- Diagnostic access subject to terms
- No hospital admission cover
Más Salud Óptima
From €54.54
/month*
Best for: complete medical and hospital protection with a lower premium and co-payments when used.
- Specialists and diagnostics
- Hospitalisation and surgery
- Co-payment structure
Más Salud Plus
From €63.40
/month*
Best for: full cover and hospitalisation with low progressive co-payments.
- Complete medical network
- Hospitalisation included
- Lower premium than no co-pay
Más Salud Sin Copago
From €82.94
/month*
Best for: comprehensive care and predictable costs when using included services.
- Primary and specialist care
- Diagnostics, surgery and hospitalisation
- No co-payments on included care
Más Salud Familias
Personal quote
Best for: families needing doctors, specialists, diagnostic tests and hospital care under one policy.
- GPs, paediatrics, specialists, hospitalisation and surgery
- Psychology, speech therapy, physiotherapy and dental benefits within policy limits
- Familias Plus: low copayments; Familias: no copayments
Both options provide comprehensive medical cover. Plus trades a lower premium for charges when using services; the no-copayment option avoids those charges for included care.
Waiting periods of 3–10 months apply to selected services, including childbirth (8 months). Joining age up to 75, subject to health assessment and acceptance. I will confirm your family’s limits and price.
Family quoteSanitas Único
From €48.10
/month*
Best for: people aged 60+ seeking outpatient consultations and tests to complement their healthcare.
- From age 60, with no maximum joining age or health questionnaire
- GPs, specialists, simple tests and selected complex diagnostic tests
- Basic dental benefits, video consultations and senior support services
Hospitalisation and surgical procedures are excluded.
Progressive copayments and specific charges apply to tests and other services. Most services are available from day one; included MRI and CT scans have a 6-month waiting period.
No health questionnaire does not mean every treatment is covered. Único’s benefits, limits and exclusions still apply.
Discuss ÚnicoSanitas International Students
Personal quote
Best for: international students aged 14–35 needing healthcare while studying.
- No copayments or waiting periods
- Hospitalisation and surgery
- Student visa documentation support
Sanitas Global Care
Personal quote
Best for: employees needing international cover; I will check eligibility and the available option before quoting.
- Hospital and outpatient care with limits depending on the option
- Geographic scope and payment conditions confirmed in your quote
- 8-month waiting periods for selected services, including maternity
About prices: starting premiums are illustrative figures from published Sanitas tariffs for selected ages and locations. Your exact premium depends on age, Spanish postcode, number insured, availability, underwriting, taxes and promotions. I confirm the current price before you apply.
Not sure which plan to choose?
Tell me how you expect to use the policy and I’ll narrow the options down clearly.
Compare the main options
Copayments: small charges you pay when using certain included services. Waiting periods: time after your policy starts before you can use certain services.
| Plan | Hospital cover | Copayments | Waiting periods | Who it is for |
|---|---|---|---|---|
| Sanitas Accede | No | Yes | None | Outpatient consultations |
| Sanitas Avanza | No | Yes | None | Broader outpatient care |
| Más Salud Óptima | Yes | Yes | Selected services | Complete cover with copayments |
| Más Salud Plus | Yes | Low copayments | Selected services | Complete cover with lower copayments |
| Más Salud Sin Copago | Yes | None | Selected services | Complete cover without copayments |
| Residents — visa option | Yes | None | None | Visa / residency applications |
| International Students | Yes | None | None | International students aged 14–35 |
| Más Salud Familias Plus | Yes | Low | 3–10 months for selected services | Families wanting complete cover with low copayments |
| Más Salud Familias | Yes | None | 3–10 months for selected services | Families wanting complete cover without copayments |
| Sanitas Único | No; no surgery | Progressive and service-specific | 6 months for included MRI and CT scans | Age 60+; outpatient care without a health questionnaire |
| Sanitas Global Care | Yes, within contracted limits | Confirmed in your quote | 8 months for selected services | International cover; eligibility and territory to confirm |
Summary of included cover, subject to policy terms, exclusions and acceptance. Más Salud has waiting periods of 3–10 months for selected services; reductions may apply when transferring eligible cover. The Residents row refers specifically to the visa option without waiting periods. I’ll confirm suitability for your application before you apply.
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