⌂
Residents & families
Complete care, specialists, diagnostics and hospitalisation, with co-payment and no-co-payment choices.
Sanitas health insurance in Spain, made clear
Sanitas health insurance. Personal help in Spain.
Cover for residents, families, students and visa applicants. I’m James Clunas, your exclusive Sanitas agent, with advice in English and Spanish and support all year.
Contact me directly on WhatsApp for a quick response and personal support throughout your policy.
Exclusive Sanitas agent operating through IDEA GENAL S.L. · NIF B56853641 · Agent No. 36755. View legal notice · Privacy
English & Spanish
Personal advice
Support all year
James Clunas
Health Insurance Adviser
Exclusive Sanitas Agent · No. 36755
Exclusive Sanitas Agent · No. 36755
Find your fit
Cover for real life in Spain.
Different circumstances need different cover. I explain the options clearly and help you avoid paying for the wrong plan.
✓
Visas & residency
Help selecting compliant cover and obtaining the insurance certificate needed for your application.
60+
Over 60s
Specific options including Sanitas Único, with straightforward guidance based on your healthcare priorities.
Before you renew
Renewing your Spanish residency? Your insurance could cost less.
If you have held comprehensive health insurance with another insurer in Spain for at least a year, you may qualify to switch to a lower-cost Sanitas plan for your renewal. Eligibility and renewal requirements must be checked individually.
Popular plans
See every plan
A clear starting point.
Sanitas Accede
Outpatient only — no hospital cover
From €29
/month*
For convenient access to consultations and digital care at a lower monthly premium.
View detailsSanitas Avanza
Outpatient only — no hospital cover
From €38.20
/month*
A broader outpatient option for people who want more access without full hospital cover.
View detailsMás Salud Sin Copago
Personal quote
Comprehensive medical and hospital cover with no co-payments when you use included services.
View details*Illustrative published starting premiums. Your price depends on age, postcode, number insured, underwriting and current Sanitas tariffs.
My difference
I don’t disappear after you join.
I’m available throughout the year—not only while setting up your policy. If you need help understanding documents, making a change, finding the right contact or resolving a question, you can speak to me directly.
Local help
Health insurance advice near you.
Based in Manilva and helping clients throughout Spain, with dedicated local guidance across the western Costa del Sol.
Google reviews
Read my Google reviews ↗What my clients say
★★★★★
“Wonderful service, very effective help, and a very nice person! 10/10! 100% recommended!”
★★★★★
“Excellent insurance agent, highly recommended.”
★★★★★
“James advised me on my health insurance for my Sanitas student visa. I signed up and it's excellent. A very good insurance agent.”
Checked 28 October 2026. See Google for the latest reviews.
Tell me what you need. I’ll make the options clear.
Message me with your age, postcode and who needs cover for a personalised recommendation and quote.